As I understand it, any data broker info the feds want they buy. They streamlined it this year, creating an entity to buy all tje data then distribute it to agencies instead of buying piecemeal each agency, costinv more and often buying the same data sets more than once.
But if they say they do not sell to government, be it credit agencies or google, rest assured they use some surrogate to sell it. Share with a partner that partners with a partner that gives to the us. If they did not the feds wpuld find a way to siphon off the data for free I bet, and jam up the firms other ways.
The Intercept reported on the one stop data buying shop this spring or so, the sub does not allow their links becsuse they demand an email albeit without verifying or creating an account.
This is simply the LexusNexus database which government entities and other parties can subscribe to. TransUnion (and other entities) feed into LexusNexus. It's honestly not an earth shattering thing. I've had to use this database personally during my career with the government. DMVs and local governments feed their data into it as well.
Core Solution Areas
* Identity Assessment & Assurance: Verifying and authenticating identities to build trust and prevent fraud in citizen-facing programs.
* Fraud Detection & Prevention: Utilizing data analytics and network mapping to surface complex fraud schemes and bolster investigations.
* Criminal Investigations & Analysis: Providing tools like Accurint® Virtual Crime Center to link public records with law enforcement data for intelligence-led policing.
* Data Quality Management: Tools to cleanse, enrich, and connect disparate data sets to break down agency silos.
* Business Risk Assessment: Delivering a 360-degree view of business entities, including global insights and hidden connections.
* Payment Processing: Securely expanding payment options and automating transaction collections.
Markets Served
* Health & Human Services: Supporting Medicaid, Social Services, and Public Health agencies with population insights and fraud/waste/abuse (FWA) prevention.
* Law Enforcement & Public Safety: Tools to reduce crime, terrorism, and cyber threats.
* Department of Motor Vehicles (DMV): Streamlining license issuance, identity verification, and payment processing.
* Labor & Employment: Enhancing unemployment insurance programs by ensuring accurate and timely benefits issuance.
* Revenue & Finance: Helping Tax and Revenue agencies combat fraud and maximize collections.
* Homeland Security & Defense: Providing timely intelligence to identify national security risks and threats.
* Retirement Systems: Protecting pension funds through identity intelligence and member verification.
Key Products
* Accurint® for Government: A flagship platform for investigative and identity data.
* ThreatMetrix® for Government: Digital identity intelligence to fight global cybercriminal networks.
* AmplifyID™: A Master Person Index designed to help agencies coordinate care and allocate funds more effectively.
I called LexisNexis and filed a CCPA request when we moved back to California after being away for a couple of years. I asked specifically and the person I was talking to told me that all of our California data from before and after our time in Arizona would be deleted, but everything from Arizona stays. No way to confirm of course. Maybe it's gone and maybe it's not.
You may want to find out if they are implementing that correctly. It seems odd to me that they would get to keep your data from your time in Arizona. Check with someone who knows CCPA law.
Always remember: whenever someone representing a company tells you something, they will claim your acceptance of that statement as agreement. So that gives them the loop hole to not delete the data.
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It seems odd that so many of these are blank or just "no". Not on a global wealth watch list? No cars owned, no voting records, no property records? Either dude was a master of hiding his shit or these reports aren't very good. Can you pay TransUnion to scrub your report? Seems like that'd be a thing the greedy fucks. "For an extra $60000, we can remove any 'inaccurate' data about you".
I've used TransUnion TLOxp, LexisNexis Accurint, and ThomsonReuters CLEAR extensively as a private investigator. Usually they have a lot more data, this one is fairly empty. Regardless, it's all public record information; it's just some public records are harder to get than others. They are also prone to hilarious data matching errors, especially for common names. They're only useful for US individuals though. Some countries have their own versions, e.g. Brazil has TransUnion TruLookup.
I don't know about TLO or CLEAR, but AFAIK Lexis only lets you scrub data if you are in a position of heightened vulnerability (law enforcement, domestic violence victims, etc.).
Every bit of your info is bought and sold by data brokers. People don’t realize that you fill out a credit card app the info is sold, even pizza places sell customer info. Big money in the data broker industry. Hell even pharmacies sell your info. Ever wonder how an emergency room knows what meds you are on? I was told that an email address is 50.00 bucks when sold to a data broker. I’m a private investigator and if people only knew they would be shocked.
ER knows your prescriptions from a state database that tracks prescription fills, to catch pill mills and people shopping controlled substances. Most states have one, data not sold / brokers uninvolved there.
At least in my state only submitting for narcotics to PDMP is required (as in trouble if they do not report) but submitting other medications is supported / recommended. The idea is besides limiting abuse it helps your pharmacist to detect incompatible medications prescribed by two docs unaware of each order, and stuff like that. It’s hard to sell medical data / PII due to HIPAA.
This is correct. If insurance was used to pay for the medication, there is a very good chance the prescription fill was reported to Irix Milliman IntelliScript.
Opting out will keep your info out of certain people search sites.
Freezing will prevent businesses from running risk verification and/or pulling your profile without your permission.
I do recommend freezing: it will trip up all ID verification services, including Turo, AirBnb, all credit card applications, etc. It's another thing you can do to make it a pain in the ass to use your SSN for fraud.
I also strongly recommend ordering copies of your LexisNexis report every year or so. I've seen situations where a court will dismiss a speeding ticket, but LexisNexis doesn't get the memo and continues to report it on your profile. You definitely want that corrected since it can lead to higher premiums.
I do info security risk assessments for a living. I did one last year but boy they are a pain to work with. Also, since that my credit score from them is like 60-70 point different then eqifax or experian
Sorry. Please explain.
Transunion's service TLOxp is a data service for law enforcement and legal professionals.
One of their reports is included the PDF in the link.
What is inaccurate about that?
This stuff wasn't very well scrubbed. The redacted the address but left the zip+4 on it. That particular address is the NW side of the street on that block. From satellite view there's just 11 buildings on that street. That's should be specific enough to narrow down who it is.
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As I understand it, any data broker info the feds want they buy. They streamlined it this year, creating an entity to buy all tje data then distribute it to agencies instead of buying piecemeal each agency, costinv more and often buying the same data sets more than once.
But if they say they do not sell to government, be it credit agencies or google, rest assured they use some surrogate to sell it. Share with a partner that partners with a partner that gives to the us. If they did not the feds wpuld find a way to siphon off the data for free I bet, and jam up the firms other ways.
The Intercept reported on the one stop data buying shop this spring or so, the sub does not allow their links becsuse they demand an email albeit without verifying or creating an account.
Class Action for Anti-Trust?
This is simply the LexusNexus database which government entities and other parties can subscribe to. TransUnion (and other entities) feed into LexusNexus. It's honestly not an earth shattering thing. I've had to use this database personally during my career with the government. DMVs and local governments feed their data into it as well.
Yup. For OP & everyone else: https://risk.lexisnexis.com/government
Core Solution Areas * Identity Assessment & Assurance: Verifying and authenticating identities to build trust and prevent fraud in citizen-facing programs. * Fraud Detection & Prevention: Utilizing data analytics and network mapping to surface complex fraud schemes and bolster investigations. * Criminal Investigations & Analysis: Providing tools like Accurint® Virtual Crime Center to link public records with law enforcement data for intelligence-led policing. * Data Quality Management: Tools to cleanse, enrich, and connect disparate data sets to break down agency silos. * Business Risk Assessment: Delivering a 360-degree view of business entities, including global insights and hidden connections. * Payment Processing: Securely expanding payment options and automating transaction collections.
Markets Served * Health & Human Services: Supporting Medicaid, Social Services, and Public Health agencies with population insights and fraud/waste/abuse (FWA) prevention. * Law Enforcement & Public Safety: Tools to reduce crime, terrorism, and cyber threats. * Department of Motor Vehicles (DMV): Streamlining license issuance, identity verification, and payment processing. * Labor & Employment: Enhancing unemployment insurance programs by ensuring accurate and timely benefits issuance. * Revenue & Finance: Helping Tax and Revenue agencies combat fraud and maximize collections. * Homeland Security & Defense: Providing timely intelligence to identify national security risks and threats. * Retirement Systems: Protecting pension funds through identity intelligence and member verification. Key Products * Accurint® for Government: A flagship platform for investigative and identity data. * ThreatMetrix® for Government: Digital identity intelligence to fight global cybercriminal networks. * AmplifyID™: A Master Person Index designed to help agencies coordinate care and allocate funds more effectively.
I called LexisNexis and filed a CCPA request when we moved back to California after being away for a couple of years. I asked specifically and the person I was talking to told me that all of our California data from before and after our time in Arizona would be deleted, but everything from Arizona stays. No way to confirm of course. Maybe it's gone and maybe it's not.
I am not a lawyer. This is not legal advice.
You may want to find out if they are implementing that correctly. It seems odd to me that they would get to keep your data from your time in Arizona. Check with someone who knows CCPA law.
Always remember: whenever someone representing a company tells you something, they will claim your acceptance of that statement as agreement. So that gives them the loop hole to not delete the data.
CCPA only covers California, I was not surprised the Arizona data stays.
There is a lexiNexis search appended to the end, however the tloxp search is right before that. You can tell the difference in the footer.
Which is allegedly owned by a British company RELX?
It seems odd that so many of these are blank or just "no". Not on a global wealth watch list? No cars owned, no voting records, no property records? Either dude was a master of hiding his shit or these reports aren't very good. Can you pay TransUnion to scrub your report? Seems like that'd be a thing the greedy fucks. "For an extra $60000, we can remove any 'inaccurate' data about you".
I think this is a victim search.... so I wasn't surprised to see that some teenage girl didn't have a mortgage.
The report lists the person's age: "Date of Birth XREDACTEDXX Born 34 Years Ago". So the person was 34 when this report was run.
But the report shows that they rented an apartment in Astoria NY which is a part of NYC. So no property ownership and no car is fairly standard.
Said individual's name is actually listed on there further down, and a Google search for them confirms quite a lot of what's on there.
That checks out.
Car reports typically come from insurance companies, and not all insurance companies use these services.
I know for a fact that Costco insurance feeds into LexisNexis.
I've used TransUnion TLOxp, LexisNexis Accurint, and ThomsonReuters CLEAR extensively as a private investigator. Usually they have a lot more data, this one is fairly empty. Regardless, it's all public record information; it's just some public records are harder to get than others. They are also prone to hilarious data matching errors, especially for common names. They're only useful for US individuals though. Some countries have their own versions, e.g. Brazil has TransUnion TruLookup.
I don't know about TLO or CLEAR, but AFAIK Lexis only lets you scrub data if you are in a position of heightened vulnerability (law enforcement, domestic violence victims, etc.).
Every bit of your info is bought and sold by data brokers. People don’t realize that you fill out a credit card app the info is sold, even pizza places sell customer info. Big money in the data broker industry. Hell even pharmacies sell your info. Ever wonder how an emergency room knows what meds you are on? I was told that an email address is 50.00 bucks when sold to a data broker. I’m a private investigator and if people only knew they would be shocked.
ER knows your prescriptions from a state database that tracks prescription fills, to catch pill mills and people shopping controlled substances. Most states have one, data not sold / brokers uninvolved there.
https://en.wikipedia.org/wiki/Prescription_monitoring_program
Yes for narcotics only. I promise you your pharmacy histories are being sold.
At least in my state only submitting for narcotics to PDMP is required (as in trouble if they do not report) but submitting other medications is supported / recommended. The idea is besides limiting abuse it helps your pharmacist to detect incompatible medications prescribed by two docs unaware of each order, and stuff like that. It’s hard to sell medical data / PII due to HIPAA.
This is correct. If insurance was used to pay for the medication, there is a very good chance the prescription fill was reported to Irix Milliman IntelliScript.
It should be illegal for anyone to sell my data to anyone else, but no one seems to care.
They also were one of the largest data breaches of the year. Again!
Can you have the information deleted?
No, but you can opt out and freeze your LexisNexis.
Opting out will keep your info out of certain people search sites.
Freezing will prevent businesses from running risk verification and/or pulling your profile without your permission.
I do recommend freezing: it will trip up all ID verification services, including Turo, AirBnb, all credit card applications, etc. It's another thing you can do to make it a pain in the ass to use your SSN for fraud.
I also strongly recommend ordering copies of your LexisNexis report every year or so. I've seen situations where a court will dismiss a speeding ticket, but LexisNexis doesn't get the memo and continues to report it on your profile. You definitely want that corrected since it can lead to higher premiums.
That "opt out" link gives me an error. Maybe it's just me ?
"freeze your LexisNexis" doesn't work for US citizens residing in foreign country: requires a US postal address, and sends PIN to it.
I'm a PI and we pull TLO for every person we investigate
Doing this job made me paranoid but once I saw those tlo databases it scared the daylights
I do info security risk assessments for a living. I did one last year but boy they are a pain to work with. Also, since that my credit score from them is like 60-70 point different then eqifax or experian
And a lot of it is aggregated from publicly available information.
This is a highly inaccurate headline OP
Sorry. Please explain.
Transunion's service TLOxp is a data service for law enforcement and legal professionals.
One of their reports is included the PDF in the link.
What is inaccurate about that?
This stuff wasn't very well scrubbed. The redacted the address but left the zip+4 on it. That particular address is the NW side of the street on that block. From satellite view there's just 11 buildings on that street. That's should be specific enough to narrow down who it is.