Question lang po sa mga matagal na ding freelancer dyan, ano yung budget friendly HMO nyo? Budget siguro is around 10k max lang (kaya ba yun?). I'm currently looking at Philcare and Medicard, if may agents dyan feel free to comment.

I'm also thinking of prepaid cards nalang but sobrang daming options and mahirap mamili.

Your inputs are all appreciated! HNY!