may marerecommend po ba kayo? yung madali sana lapitan in case (knock on wood) merong magkasakit sa team namin. yung tropa ko kasi may insurance tapos nung nagkaron ng operation to do deny sila sa mga assistance e nasa 250k na naihuhulog kasi matagal na nya gamit tapos 150k lang yung hospital bills and walang nacover.
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Try Homebased Advantage. https://hba.ph/
maxicare, intellicare, philcare, medicard to name a few nationally recognised HMOs..pili ka ng madaming accredited hospitals/clinics
maxicare, prulife UK, Kaiser