I’m 30 with 105k in loans. I have roughly 50k in investments and savings. Should I use this to pay off loans and refinance or is it better to keep my investments where they are and try to pay off loan separately. Idk what to do and my payments come back soon! Please help. Thanks!!
What’s your interest rate? I would not give up all my cash if you can continue to make the monthly payments without trouble. Trust me, it’s a mistake to give up the cash or investments you have for something that if worse comes to worse could be put in forbearance or forgiven.
Payoff all the way down to 65K and hope Pres forgives the rest.