TX3DNews published an opinion piece examining what the expiration of COVID-era ACA subsidy enhancements could mean for families in Collin County — and the unanswered question of what comes next.
The focus isn’t on whether the ACA exists, but on how higher premiums could affect middle-income households if subsidies shrink or disappear, and why a clear alternative hasn’t been articulated as the deadline approaches.
Full piece here: 🔗 https://tx3dnews.com/keith-self-aca-subsidies-plan-tx03/
Thoughtful, civil discussion welcome.
I will be uninsured. My premium under the subsidy was $41 - starting January 1st it will be $863. I'm 58 and only made $38,000 last year. I have normal medical problems for someone my age. I could find cheaper plan at $400 a month, but that has a deductible of $8,000 and OOP of $10,000 - and higher co-pays for all services - estimated yearly cost of over $20,000.
So thoughts and prayers for me since that works. /s
We are looking for TX-03 residents directly impacted and would like to share their experience for a news article, if you like to comment please email us [staff@tx3dnews.com](mailto:staff@tx3dnews.com)
Unfortunately they are screwed. Get what you vote for. Republicans told you what they were going to do
People are cooked either way. I don't even qualify for subsidies and my rate for 2026 went up over 30%...
Why didn't they just make the subsidies permanent when the ACA went into place? Why do they always just put stuff in place for a few years? The Dems had the 60 votes to pass anything they wanted at that time for the ACA. It seems like it is intentional to make sure we always have something to fight about. To keep us divided.
There are many reasons that they cannot pass indefinitely mainly partisanship and using as leverage to get what they want. In addition to that, bills like ACA you need government funding so they have to be re-passed every few years to secure funding. Unfortunately we are stuck with administration who only talks rather than do anything.
I would ask the same of the Trump tax cuts and why Republicans made the provisions permanent for big corporations but set the middle-class cuts to expire?
And now they are permanent like the corp taxes.
They did make subsidies permanent, extract subsidies were added during Covid and those are the ones in question. They were temporary because the “Covid Situation” wasn’t going to last forever.
When they finally got to voting for the ACA in Congress Dems had lost the supermajority due, so was passed through a budget reconciliation.
ACA mandates were removed just before COVID. This meant that young people didn't get insurance and pay into the system. This has slowly forced premiums up. The COVID subsidies were kind of hiding this.
How about we teach the importance of mid-term elections and voting for your Senator and House of Representatives, we focus at the presidential elections way more than we should! The house and senate make the bills and pass them as well.
I truly thought Scumps plan would be to keep the subsidies but call them Trumpsidies. That would have been just fine, I’d hold my nose & use them. As it is, my $600 premium doubled so I’ll go without.
I’m hearing rumors that Repugnants are feeling the heat and some sort of help might come when they reconvene so everyone call their reps.
Your elected representative doesn’t give a F about what happens to you. Look at his voting record
Is the ACA not working as promised?
Insurance companies and corporate greed are not working as promised.
The ACA mandates were removed for everyone. Since young people don't have to pay into the system, prices slowly went up for everyone.