Hi, I am confused btwn NG and Progressive for my 2014 Honda insurance in NC state, National general has a better quote around ~$850 for 6 months whereas Progressive is ~$1000
Service associate at nat gen here. Make sure sales didnt put bs discounts your not actually eligible for before buying. I cant tell you how many policies ive seen increase because of that crap.
For example let's say you dont have prior insurance for six months. I've seen sales agents add it to get the rate lower but in a month in a half you cant provide proof because you didnt actually have it. Which means you've now got a more expensive policy and there's nothing we can change to get you back to the original rate.
He’s saying they add discounts that you may not really be qualified for to your estimate and so your rate may go up 30-60 days after buying the policy. And if that’s the case, might as well pick the Progressive policy, assuming they don’t use the same sales tactics.
Ask them what discounts are on the quote and what requirements you have to meet in order to have them. If you don't have the requirements it's not a discount you will be able to keep.
Is it for the same coverages and deductibles? I personally dislike dealing with NGIC on claims and don’t feel like they do right by their insureds.
yeah reddit made me more confused i see natgen have more issues with claims and yes everything is matching coverage deductible
I guess it comes down to how much you really need the $150 in savings
Service associate at nat gen here. Make sure sales didnt put bs discounts your not actually eligible for before buying. I cant tell you how many policies ive seen increase because of that crap.
can you pls explain, didnt get it ?
For example let's say you dont have prior insurance for six months. I've seen sales agents add it to get the rate lower but in a month in a half you cant provide proof because you didnt actually have it. Which means you've now got a more expensive policy and there's nothing we can change to get you back to the original rate.
so how to verify that thing that they are not showing anything wrong history?
He’s saying they add discounts that you may not really be qualified for to your estimate and so your rate may go up 30-60 days after buying the policy. And if that’s the case, might as well pick the Progressive policy, assuming they don’t use the same sales tactics.
Ask them what discounts are on the quote and what requirements you have to meet in order to have them. If you don't have the requirements it's not a discount you will be able to keep.