XRP was supposed to add a smart contract sidechain but that seems to remain out of current planning.

Smart Contracts are essential for modern blockchains because they add several capabilities, like:

the creation of Decentralized Exchanges that support privacy on blockchains

Blockchain Bridges that allow cross-chain movement of assets and liquidity

Automated Market Makers to stabilize the price of the main native token, i.e., XRP

On-chain security via blockchain oracles allowing more people to build dApps on the XRP Ledger, which is critical for adoption

  • they havent had a smart contract in 10 years

    Correct. They misleadingly have something they call a "smart contract" in their documentation, but it's so basic that no one would actually consider it a smart contract.

    These contracts are basically an escrow function where a sender locks up funds. When the conditions to unlock the escrow are met (which can require an offchain oracle), the funds are then sent to a recipient. It's almost as basic as a Bitcoin HTLC.

    There is a proposal to add very basic smart contract functionality through "Hooks", but that's not active yet, and it's also very limited.

  • Smart Contracts are essential for modern blockchains because they add several capabilities, like:

    the creation of Decentralized Exchanges

    The IRONY of typing that out, Not only Does the XRPL already have a Layer 1 DEX, it was the FIRST DEX on the planet. the Concept of a DEX was created, coded, developed and deployed on the XRPL in 2012. it is the longest current running DEX on the planet...

    Why do people who know nothing about the project post the most FUD about it?

    Blockchain Bridges that allow cross-chain movement of assets and liquidity

    XRP invented ILP... so far your 0 for 2 OP.

    Automated Market Makers to stabilize the price of the main native token, i.e., XRP

    XRP is the ONLY chain with Order books and an AMM live Layer 1 on chain.

    thats 3 strikes OP. you dont know what you're talking about.

    XRPL does not have smart contracts on main net as of 2025. OP is correct.

    XRPL does not have smart contracts on main net as of 2025. OP is correct.

    Please quote me where I said it has smart contracts?

    I said it has and Invented a DEX, I said it Invented ILP, I said it has AMM and Order books(the only chain with both)

    What is it with people who cant read coming out of the woodworks announcing how clueless they are?

    The original post is about smart contracts genius. Good on you for talking about a bunch of stuff that has nothing to do with OPs actual post. Who is the one with reading comprehension problems again?

    The original post is about smart contracts genius.

    Again

    Please quote me where I said it has smart contracts?

    Good on you for talking about a bunch of stuff that has nothing to do with OPs actual post.

    OP said with smart contracts The XRPL could have the following, then listed 3 things it not only already has but things It literally invented in the space.

    Who is the one with reading comprehension problems again?

    Currently you and OP

    Congrats on your DEX. It currently is ranked 107 in 24 hour volume across all chains. Maybe one day it will surpass the likes of IoteX, Icon, Iota, Fuse, Supra, Lisk, taiko, blast, ICP, moonbeam, or about 100 other shitty chains that still have more volume and users than your absolute shit chain XRPL currently has

    It’s a piece of shit. 27000 dollars in daily volume. That’s a single used car. XRP is worth how many billions in market cap again ?

    https://defillama.com/chains

    "Im upset that I found out that I too was incorrect, I will now move the goalposts and change the topic even tho that is what I have accused you of doing, im still a moron" - you

    First doesn’t mean best - or good! And XRP proved that

    k thanks

    First doesn’t mean best - or good! And XRP proved that

    as did BTC and everything else that was "first" in the history of mankind. Evolution always happens to everything.

    Bitcoin? It isn’t declining like XRP

    XRP is not best

    Lots more for you to learn 🤙

    Bitcoin? It isn’t declining like XRP

    ??? what decline? XRP was 30 cents forever and is hovering around 2$ atm.

    If ur a maxi, you're asking everyone to believe that everything which for the entire history of mankind as evolved, evolved, evolved then everything stopped evolving because BTC exists. lol

    XRP is not best

    "best" depends entirely on what you're trying to do. Fish arent the best at 100m land races, pigs suck really badly at flying.

    Nothing can move and exchange value from A to B faster and cheaper than XRP.

    Lots more for you to learn 🤙

    The irony of typing so ignorant.

    You lauded XRP as a some game changer bc they were first at something.

    First has nothing to do with something being good.

    And XRP proved that.

    You lauded XRP as a some game changer bc they were first at something.

    they invented the DEX, they invented token issuances, they invented stablecoins. None of these concepts existed in 2012. Hell they invented a new way to solve the double spend problem without PoW which again, wasnt known to be possible at the time.

    I never said it was a "game changer" or lauded anything, I simply pointed out OP said essentially "XRP could have a dex if it had smart contracts" meanwhile the first ever was done on the XRPL and they invented the concept.

    OP and now you are simply spouting off about things you clearly know nothing about while acting all high and mighty "Lots more for you to learn"

    First has nothing to do with something being good.

    "GOOD" depends entirely by what you are trying to do. Again, you dont want to send a message via a snail delivery system. You pick the best tool for the job you're trying to do.

    If you're trying to move/exchange value from A to B, the XRPL is the fastest, most secure, and cheapest route to do that on the planet atm.

    what is so hard to understand about "use the best tool for the job" ?

    Who cares if they were first?

    It isn’t the best.

  • And a DAO would be a complete farce since Ripple controls the majority of the supply. Any vote would end up like when Crypto Dot Com (which owns over 80% of validators) unilaterally minted 70B CRO tokens even though the entire community voted against that.

    The only reason banks even partnered with Ripple is because Ripple paid them to test their networks. None of them want to use XRPL because it's centrally controlled by Ripple and XRPL Foundation's permissioned dUNL validators. If they wanted to use a centralized network, they would rather pick one owned by trusted TradFi institutions.

    And a DAO would be a complete farce since Ripple controls the majority of the supply.

    ALL DAOs are farces. I've called this centralized governance bullshit scam out many times, 5 years ago, 3 years ago, etc.

    Some well known DAOs and their bullshit scam governance.

    MakerDAO:

    One man, Rune Christensen controls the system, interest, fees, voting, etc. There are ELEVEN addresses that accounted for 98% of the voting for the protocol change for an "executive vote" used USDC. Eleven addresses control the entire protocol and a protocol change was voted in just...what 24 hrs? And most of those addresses are probably owned by a handful of people. On what planet is that decentralized?

    https://np.reddit.com/r/CryptoCurrency/comments/fl68d4/crypto_collateralized_stable_coins_have_proven/fkxc40i/

    Aragon:

    AGP42 : Put differently: aside from one whale, AGP42 passes. The Aragon community overall voted for AGP42, but it was rejected with 69% of the vote because of one whale.

    AGP37: 82% in favor of AGP37. 453k to 99k. But then the whale voted. So despite 83% of addresses voting in favor of AGP37, on the surface it appears to be a large defeat where 66% vote against.

    AGP-35:: Here’s another case in point: Edgeware Lockdrop Proposal for Aragon..The 792k whale voted for this. Deduct the whale’s votes and you get 338k. Which means that this proposal was losing by about 15% at ~43% versus ~57% pre-whale. Then the vote went from losing decisively to winning by a massive landslide. So aside from the whale, the Aragon community voted against Edgeware lock drop participation

    https://np.reddit.com/r/CryptoCurrency/comments/16qpy14/comment/k1zmjv5/

  • Oh look a negative article about something that could be positive. Haters gunna hate and all that.

    Last time i checked it was still an option to come but being voted on by validators (you know decentralised control) and to come directly on it as a layer 1 functionality. Plus various L2 options already giving such functionality.

    Fair enough if you’re not an xrp fan but haters always struggle with the fact it is hugely popular. That huge locked value now having defi and potential for earning on such holdings is a huge bonus.

    Plus as my final bait the hate the xrpl was the first chain to ever look at smart contracts and is arguably where vitalik got the idea from while he slept on the then ripple ctos couch while he tried to get a job there. Did they fumble that opportunity: absolutely and fair play to vitalik for recognising the potential, fun to look back on a simpler time though.

    Peace folks xrp isn’t stealing your pressies, it just might improve itself. Let’s all try to do the same rather than throw shade at others

    Plus as my final bait the hate the xrpl was the first chain to ever look at smart contracts and is arguably where vitalik got the idea from

    Truly revolutionary! History really should reward “almost” more often. I swear you get dumber and dumber each day.

    lol feel sorry for you bud. you've been bamboozled into thinking ripple and xrp is synonymous. xrp has served its purpose for ripple, they've moved on.

    Sympathy not needed. Most folks into xrp including me have various crypto holdings so aren’t xrp maxis and enjoy market gains as well as xrp wins.

    Peace and good luck whatever your preferences

  • This is why the XRP community are genuinely stupid people. Every major chain and every major institution are going forward with smart contracts and leaving XRPL behind.

  • XRP = Trad Banks

  • it's wild that the only thing keeping xrp alive is it's title for the OG shitcoin

  • XRP has made incredible use of bots, if anyone hasn’t noticed. It’s a shitcoin to anyone who puts enough research into it, but damn do they spam Reddit and twitter threads hard.

    Yet i have met thousands of real faces who love the xrpl. Fair enough if you disagree with others preferences, it’s a free world, but covering your eyes and pretending they don’t exist doesn’t make it real

    You’ve met thousands of real faces that love xrpl? Do you work in blockchain? I’ve met a dozen or so that actually want to talk about, and like any crypto. Idk how you meet thousands of people who like an alt coin.

    There was a party in new york to celebrate the sec losing the trial

  • XRP will decline even with them.

  • tldr; XRP faces challenges due to its lack of smart contract capabilities and centralized control, which hinder its ability to support decentralized finance (DeFi) platforms and broader blockchain adoption. While there are discussions about adding smart contracts via sidechains and creating a decentralized autonomous organization (DAO) for governance, no concrete actions have been taken. Without addressing these issues, XRP risks losing relevance in the competitive cryptocurrency market.

    *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.

  • Smart contracts are also a way tons of people lose their crypto with scammers abusing them.

  • A company in the cryptocurrency sub