Hi all,

Long story short: bought a house, successful negotiation at the banks resulted in a favorable mortgage. The bank says that in order to validate their offer they need to perform a "waardebepaling" that would be carried out by a third party they usually work with and can cost up to 350 EUR UNLESS I want to have it carried out by another expert.

Question: Can it be done for a lower price and if so can you recommend someone? East VL.

2 points julientje

I think the bank should be able to provide you the details from who they accept reports. I do doubt that you will be able to do it for much cheaper though. Unless they accept an estimation from a real estate agent.

I'm pretty certain a report from a "landmeter" will be allowed, but that sounds more expensive than €350.

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2 points Bob_the_gob_knobbler

I had this done by three entities recently, cost between 240 and 330 euros. The bank will need to provide you with a list of people who’s evaluations they accept, becuase it’s different for each bank.

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2 points Bitcoin_Lurker

Crelan did the waardzbepaling for us. Was 50€ that the bank paid for us.

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1 points NinHerfHal48

Argenta 180€

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1 points Recent_Strength5643

Prudential requirements my friend , the value of your house will make it into a balance sheet and accounting footnotes , heavily scrutinized by regulators . I think we'd have serious issues if home owners were allowed to freely appoint anyone to perform asset assessment ;) . Check with your bank ;)

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