As far as I understand, the "EM+World" couple and the "All country" one cover more or less the same bases. As I'd like to keep things as simple as possible, I'd be tempted to simply go with the latter (instead of opting for a mix of the first two).
Do you have an opinion on what the best strategy would be? Thanks :)
Have you read the wiki and the sticky?
Wiki: HERE YOU GO! Enjoy!.
Sticky: HERE YOU GO AGAIN! Enjoy!.
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You’re basically right: MSCI World + MSCI Emerging Markets ≈ MSCI ACWI. The main difference is convenience and control. ACWI bundles developed and emerging markets into one fund at market weights, so it’s simpler and automatically rebalanced. Using World + EM lets you tilt (for example more EM if you want) and sometimes comes with slightly lower fees or better ETF options. If you want pure simplicity and “set and forget,” ACWI is totally fine; if you want flexibility and potentially lower costs, World + EM is better.
Thank you very much for your answer. Given that I'm a beginner, I'd like to start on the right foot. I understand that if I kick off with ACWI, and then change my mind and start buying EM+World, I would end up with buying more or less the same companies. And I read many times that overlapping is a mistake. Is this assumption correct? And are the level of flexibility and (potentially) lower costs enough to justify a more "manual" approach, in your opinion?
This! MCSI ACWI IMI has underperformed in 2025, mainly due to small caps, but... See: Weird Portfolio – Portfolio Charts https://share.google/yJycOQG3oshr6EjSn and... what's another year / we will never know what the future brings...
Yeah just go with the acwi one