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I've been using BUX since 2022. Fees seem lower than the big brokers.

I use MeDirect to have a Belgian online bank. I don't have to take care of the Belgian taxes and everything related since it's automatic with MeDirect.
I tried Degiro at the same time for the low fees, and after selling some stocks, and took out the money, I got my account at -2,14€. Never understood how I had something in minus but I felt it was way to dangerous to put that much money on something I definitely don't understand. I closed my account, and stayed with MeDirect.

I personally invest through DEGIRO.

If you’re looking for the cheapest broker in Belgium, Saxo is often a strong option. Mexem might be my second option. Saxo's fees are relatively low, they offer automated ETF investment plans, and they handle the tax reporting for you, which can be a big plus.

If you’re looking for a low-cost international broker, DEGIRO is also a solid choice.

That said, there’s no single “best” broker for everyone. It’s worth comparing transaction costs, ongoing fees, and any hidden charges based on your own investing style and preferences before deciding.

Good luck!

Keytrade, because they have every single stock, even in OTC markets. A bit pricier, but I like the lathe portfolio. Very hard to find stuff like UUUU on other platforms. Also easier for options trading.

Started with re=bel, now Saxo cause it's cheaper. If you're interested in a referal link for Saxo, send me a DM. That way, you get €100 free transaction fees.

Good luck

I use Saxo for individual shares and MeDirect for ETFs. Lowest fees for both on those platforms, but like others said the UX experience on either isn't great (honestly, shame on the people who designed it). Since I don't really spend much time on there anyway, I'm not too fussed. I believe Saxo has a "pro" version if you want to do more trading, but I haven't used it so I can't comment.

Trade Republic here

Trading212 now, was unhappy with fees and customer experience at Degiro.

Trading212 is my best decision I have made last year

Medirect

Saxo here.

Am I the only one Bux ? Bux is part of ABN AMRO and I’m really satisfied so far.

Started with Degiro 4y ago, especially for ETF and stocks. Few months ago Degiro stopped 'kernselectie' for ETF most used (like IWDA,...) so got more expensive. I went to Saxo for my ETFs (2€/month for all ETFs trough AutoInvest. And for stocks im now using IBKR. Have to do own TOB tax, but already made automated excel for that. Its much cheaper for stocks then for example Degiro (usually 3€/stock) vs like 40ct on IBKR

Started with bolero and now mexem. Bolero is great but way to expensive if you want to swap positions now and then.

I use Saxo - it's mostly fine but the UI the worst of any broker app I've ever seen. Like I'm genuinely embarrassed for the team that developed this app

if user experience matters to you I would suggest something else.

I use Bolero. When I started investing, I lived in the UK and used FVreetrade. That was cool because the costs were low and it was easy to deal with in the app. When I moved to Belgium, I started using Bolero. Main reason being that they withold the roerende voorheffing whereas with Trading212 or Mexem, I would have to deal with that and I did not want to spend my time on that. I wouldn't mind switching to an online broker if they deal with the tax part.

saxo

Degiro

I’m happy with both Saxo and Re=bel. Initially Saxo for the low fees, but now Re=bel is even cheaper for smaller transactions and it has better customer support. Also it’s super handy if you are at Belfius as all your finances are in one app.

I previously had Degiro but was not satisfied with their customer support and changing pricing structure. Also they will not help you as much with the CGT as the Belgian brokers.

I'm using Bolero

1) Interactive Brokers 2) Saxo Bank and 3) Bolero (being the worst one)

started investing about four years ago. At that time DEGIRO was attractive because of their core selection and they still are today. For savings I use Trade Republic.

I don’t believe there is such a thing as thebest broker. A broker is simply a tool, and the “best” one depends on the person and personal preference.

Regarding your second question about trust: what do you mean exactly? All licensed brokers operate under strict regulation and must comply with many legal and financial requirements. Client assets are segregated and there are investor protection schemes in place.

Trading 212 and Bolero.

DEGIRO works well for me. Their fee structure is good for larger transactions and they automatically withhold the TOB. They are available in many countries and moving tax residencies should be possible (which is an issue with Trade Republic). Transferring portfolios should also be possible if ever needed. The Dutch financial supervisors are more experienced than the Belgian financial supervisors in my view.

The large banks don’t offer much added value in my view. Some may prefer them to automatically withhold the CGT in the future. They can always stop offering certain services, like any other financial institution.

If a broker closes for whatever reason, you can probably request portfolio transfer. Legally, you should have an ownership claim on your assets which is unaffected by any bankruptcy.

Saxo (stocks & pro) and MeDirect (ETF)

First off I only work with brokers regulated in Belgium. So offshore accounts like Degiro and Trade Republic are an instant no for me

Then from that point Saxo and MeDirect have the best fees (0 fee on ETFs on MeDirect hard to do better)

Trade republic, had no issues, doing the taxes is a lil annoying tho

Bolero and saxo. Bolero for etf's on the playlist. Saxo for xetra and the occasional stock/option picking.

Degiro